Topic of the Month: A year of Financial Planning

“Success is the sum of small efforts, repeated day in and day out.”  Robert Collier

Do you spend more time planning what’s for dinner or what to wear for an evening out than you do on your own finances?

Let Orsinger Investment Group take you slowly through the daunting task of getting your finances on track.  We will break down small and hopefully achievable goals each month for you.

January: Make a commitment to make yourself financially responsible for 2026

• Create a cash flow statement; prior year income minus expenses and get a ballpark figure of your personal net worth.
• Manage your debt, use the snowball effect and pay off smaller balances first then add that payment to another payment making a larger payment on the next debt.  This will possibly save you some interest.
• Establish an emergency fund; try to save 3 to 6 months of expenses in the bank in case of an unexpected cash flow occurrence, such as an accident or loss of job.
• If you are employed and if able to try to contribute enough to take advantage of your employers’ match on your retirement account.

If you have any questions or if Orsinger Investment Group can help you meet your financial goals in 2026, give us a call at 724-588-9067 and get an appointment scheduled with one of our advisors.