Topic of the Month: Happy New Year; here’s to new goals:

Kevin Orsinger |

New Year; New You, New Resolutions!  We all say we will do better at the beginning of the New Year.  We say things like, I’m going to the gym more, I’m not going to eat as many sweets, I’m going to take care of myself better, etc.

But how many of us say we will work on a financial resolution?  Here are a few tips to help you get started.

  1. Organize Your Debt: try to pay your highest interest rate debt off first.
  2. Keep payment up to date; avoid late fees and finance charges.
  3. Try not to impulse buy- wait 24-48 hours before deciding.
  4. Set goals in advance- make small goals that are attainable. Put them in writing and check them off when you complete it.
  5. Save money for unexpected expenses such as car, medical and school.
  6. Have 3 months saved for your household expenses in case of an emergency or a job loss.

As always, Orsinger Investment Group is here to help you along your financial journey.  Give us a call 724-588-9067.